Bike accidents can be some of the most serious injury cases. A speeding car impacting a bicyclist can cause life-altering damage including traumatic brain injuries, paralysis, or death. Unfortunately, it is incredibly common that there are two major issues an injury victim must overcome with their bicycle-related injury: denial of liability and lack of insurance coverage. Regarding liability, different states have different laws and statutes governing the operation of motor vehicles and the operation of bicycles. Additionally, each state has different policies regarding “comparative fault.” What this means is certain states may prohibit an injury victim from recovering for his or her damages sustained in a crash if they are found to be 50 or 51 percent at fault. While this is not the case in every state in the country it is incredibly common. Given this bar on recovery, at-fault drivers and their insurance companies may heavily dispute the facts of the case and contend the at-fault driver did not violate one of the state-specific laws or may argue the bicyclist was 50% or more at fault for their own injuries and, accordingly, the injured bicyclist is not entitled to compensation. Additionally, even if there is no dispute regarding the liability of the at-fault driver, the motorist may not have enough insurance coverage to pay for the damage they caused. Bicyclists generally sustain more severe injuries as they have no protection like a motorist does. Unfortunately, motorists often carry the minimum legally required insurance. This means motorists often cannot fully compensate a bicyclist for their injuries. Finding additional insurance to fully compensate the bicyclist is difficult and requires knowledge of the state-specific laws governing insurance coverage. This process can be lengthy, frustrating, and complicated. It is important to have an attorney who is familiar with types of recovery for a bicyclist’s injuries sustained as a result of a car accident so you can have the maximum methods of recovery. Members of Goodnow|McKay are experienced with these claims and are here to help. We are committed to helping our clients recover fair compensation. We are often able to negotiate reasonable settlements with the responsible insurance companies, but we are willing to fight for our clients through trial if necessary.