ATV claims can be traumatic and life-altering. Often times, people sustain injury from the vehicle itself, and the high rate of speed combined with the weight of the vehicle ends up resulting in horrific injuries. When a claim is processed through an insurance company, there is often minimal documentation surrounding the incident. The accident likely happened off-road and the accidents usually only involve the ATV. This means a law enforcement agency may not be dispatched because there is not a crash with another person or vehicle. Substantiating the claim and reconstructing the events can be difficult. Because the injuries generally happen away from cities, emergency medical treatment and transportation may be scattered across many different providers in parts of the state the injured party is not familiar with. Consequently, gathering the relevant medical records and bills related to the claim can become complicated.
Additionally, finding a source of monetary recovery can be difficult as well. Many people do not realize automobile policies may be applicable to the case and the injured victim’s own insurance policy may be applicable depending on the purchased types of coverage and the policy language.